Explanation for Mortgage or Re-mortgage Products

Equity Release or Remortgage
Choose this option if you are already a homeowner and wish to rearrange your mortgage. For example, you may wish to increase the amount borrowed to pay off other existing debts, or to free up some extra cash for a holiday or home improvements. Alternately, you may just wish to switch lenders to obtain a better rate and therefore reduce your monthly outgoings. Click here to apply.

First Time Buyer Mortgage
Choose this option if you are looking to buy a property for the first time. This could be, for example, that you are currently renting or living with relatives and are now ready to step on to the property ladder. Or you could be a council tenant looking to buy your home from the council. Click here to apply.

Moving Home Mortgage
Choose this option if you are already a homeowner and are looking to move to a new home, or if you are a homeowner looking to buy a second home to let or for any other reason. Click here to apply.

Flexible Mortgage
A Flexible Mortgage allows you to combine your savings, mortgage, loans and bank account into one product. By deducting the interest due on any savings you have from your mortgage interest, you will usually be able to pay off this type of mortgage more quickly than a conventional mortgage. Click here to apply.

Buy-to-Let Mortgage
Choose this option if you are already a homeowner and are looking to buy a second home to let. Click here to apply.

Business or Commercial Property Mortgage
Choose this option if you are a business person looking to purchase a property for commercial use. This might be a retail premises, offices, a food outlet, an industrial unit or any other type of commercial property. Click here to apply


 

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