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Explanation for Mortgage or Re-mortgage Products
Equity Release or Remortgage
Choose this option if you are already a homeowner and wish to
rearrange your mortgage. For example, you may wish to increase
the amount borrowed to pay off other existing debts, or to free
up some extra cash for a holiday or home improvements.
Alternately, you may just wish to switch lenders to obtain a
better rate and therefore reduce your monthly outgoings.
Click
here to apply.
First Time Buyer Mortgage
Choose this option if you are looking to buy a property for the
first time. This could be, for example, that you are currently
renting or living with relatives and are now ready to step on to
the property ladder. Or you could be a council tenant looking to
buy your home from the council. Click here to apply.
Moving Home Mortgage
Choose this option if you are already a homeowner and are
looking to move to a new home, or if you are a homeowner looking
to buy a second home to let or for any other reason.
Click here
to apply.
Flexible Mortgage
A Flexible Mortgage allows you to combine your savings,
mortgage, loans and bank account into one product. By deducting
the interest due on any savings you have from your mortgage
interest, you will usually be able to pay off this type of
mortgage more quickly than a conventional mortgage.
Click here
to apply.
Buy-to-Let Mortgage
Choose this option if you are already a homeowner and are
looking to buy a second home to let.
Click here
to apply.
Business or Commercial Property Mortgage
Choose this option if you are a business person looking to
purchase a property for commercial use. This might be a retail
premises, offices, a food outlet, an industrial unit or any
other type of commercial property.
Click here to apply
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